Terms of use


The ‘Terms of Use’ that govern your use of this website, henceforth (the “SANDSIV Website”) apply with immediate effect; by using the SandSIV Website you accept the Terms of Use in full. If you disagree with the Terms of Use or any part of the Terms of Use, you must not use this website.

License to use website

Unless otherwise stated, SandSIV Website and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

You must not republish material from this website (including republication on another website); sell, rent or sub-license material from the website; show any material from the website in public; reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose; edit or otherwise modify any material on the website; or redistribute material from this website [except for content specifically and expressly made available for redistribution.

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without SandSIV’s express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without SandSIV’s express written consent.

Restricted access

Access to certain areas of this website is restricted. SandSIV Website reserves the right to restrict access to areas of this website, or indeed this entire website, at SandSIV’s discretion.

If SandSIV Website provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential.

SandSIV Website may disable your user ID and password in SandSIV’s sole discretion without notice or explanation.

User content

In the Terms of Use, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to SandSIV Website a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to SandSIV Website the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or SandSIV Website or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

SandSIV Website reserves the right to edit or remove any material submitted to this website, or stored on SandSIV’s servers, or hosted or published upon this website.

Notwithstanding SandSIV’s rights under the Terms of Use in relation to user content, SandSIV Website does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

No Warranty

This website is provided “as is” without any representations or warranties, express or implied. SandSIV Website makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, SandSIV Website does not warrant that this website will be constantly available, or available at all; or the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind.

Limitations of liability

SandSIV Website will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website to the extent that the website is provided free-of-charge, for any direct loss; for any indirect, special or consequential loss; or for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if SandSIV Website has been expressly advised of the potential loss.


You hereby indemnify SandSIV Website and undertake to keep SandSIV Website indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by SandSIV Website to a third party in settlement of a claim or dispute on the advice of SandSIV’s legal advisers) incurred or suffered by SandSIV Website arising out of any breach by you of any provision of the Terms of Use, or arising out of any claim that you have breached any provision of the Terms of Use.

Breaches of the Terms of Use

Without prejudice to SandSIV’s other rights under the Terms of Use, if you breach the Terms of Use in any way, SandSIV Website may take such action as SandSIV Website deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.


SandSIV Website may revise the Terms of Use from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.


SandSIV Website may transfer, sub-contract or otherwise deal with SandSIV’s rights and/or obligations under the Terms of Use without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under the Terms of Use.

Entire agreement

The Terms of Use constitute the entire agreement between you and SandSIV Website in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

Law and jurisdiction

The Terms of Use will be governed by and construed in accordance with SWISS Law, and any disputes relating to the Terms of Use will be subject to the exclusive jurisdiction of the courts of Zurich, Switzerland.

Usage of AI

You acknowledge, understand, and agree that insight narrator uses APIs to call external LLMs (OpenAI), which is a generative AI tool. Generative AI can produce errors and hallucinations and accordingly Sandsiv does not guarantee that the information provided through insight narrator is accurate or complete. Therefore all information provided through insight narrator is provided as is and without warranty or guarantee of any kind. You are responsible for reviewing the data provided and determining whether and how to implement the insights.
Neither do we guarantee that insight narrator will always be available or be uninterrupted.
Please note that insight narrator uses APIs to call OpenAI’s enterprise version and that no information you input into insight narrator will be used to train OpenAI’s enterprise LLM.